Dear Professional Friends, The following full text paper from Journal of Business Research is necessary for our faculty.  1.Financial literacy is not enough: The role of nudging toward adequate long-term saving behavior. - Jesús MaríaGarcía & JoséVila Please send to shivakumar.rvim@rvei.edu.in. -- Shivakumar H CAssistant LibrarianRV Institute of ManagementBengaluru - 560041